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The Riggin Group

All agents are NOT alike! Find out why we are the #1 RE/MAX Team in New Castle & Kent Counties. Call us: 302-235-1000.

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Wilmington, Newark and Greenville real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Zoning Laws >Easements

Every property has some kind of easement--utility, water and sewer or driveway easements which give access to landlocked parcels. As a property owner, you may be affected by easements at some point.

The easement in gross is the most common type of easement used by public utilities. These easements are often under or above the ground, so they do not consist of actual land. If a utility gains the right to an easement in gross over your land, it must pay you for the diminishment in value of your property.

Easements by prescription become easements simply through unchallenged use by the landowner for a specified number of years (usually 10-20). To avoid such an occurrence, the landowner must periodically make a formal objection to "start the clock over".

The most familiar type of easement is easement appurtment that allows access to public roads and is used to create driveways and walkways for subdivided parcels. This type of easement should be treated by both landowners (and beneficiaries) as actual land parcels to be described and recorded meticulously.

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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

A 
Tom Thumb
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The Riggin Group, REALTOR®, real estate agents and broker for Wilmington, Newark and Greenville, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

The Riggin Group
RE/MAX of Wilmington

5307 Limestone Rd.
Wilmington, DE. 19808
Direct: 302-235-1000
Toll Free: 800-296-7629
Fax: 302-235-2900
RE/MAX Office: 302-234-2500
Email: TheRigginGroup@NUMBER1EXPERT.com
Email: EddieRiggin@REMAX.net

Mission Statement: We of The Riggin Group are firm in our belief that Service, Knowledge, Diligence and Integrity are the key ingredients in the makeup of any Professional and Successful organization. We are dedicated to the overall improvement of the real estate industry by promoting the highest ethical standards in our daily business practice. We are also committed to "Superstar Service" for our clients through continued education, use of modern technology and appreciation for the privilege of being "Your Real Estate Team Of Choice." It's our pleasure to represent you!

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Emma Bachman

Samantha Bachman

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