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All agents are NOT alike! Find out why we are the #1 RE/MAX Team in New Castle & Kent Counties. Call us: 302-235-1000.
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Get Free Presentation On Our Home Marketing. Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
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"We Were Very Pleased With Everyone" "We Were Very Pleased With Everyone @RE/MAX of Wilmington" Michael & Dawn Lafferty - Townsend, DE - 2009 Read Quote > View All Quotes >
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Richard Pollock - Atlantic Home Loans With 20+ years of experience Richard Pollock of Atlantic Home Loans has helped thousands of people achieve their financing goals... Find Out More > View All Affiliates >
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 Perched high on a countryside meadow in the Borough of Oxford, The Highlands at Sycamore Crossing is another signature community offered by SAI Builders, LLC and marketed by The Riggin Group of RE/MAX of Wilmington. Like its sister community of Sycamore Crossing, The Highlands offers unique home styles that cater to a multitude of lifestyles with the greatest of ease. An upscale community of luxury homes, The Highlands at Sycamore Crossing successfully integrates architecture, style and beauty with common sense “smart space”. Highlights of our homes include sunrooms with most models, fireplaces, front porches with railings, back staircases with several floor plans, high pitched rooflines and transom windows on the 1st floor. Flag Ship models include up to 3,200 square feet of living areas and feature bonus rooms, studies, oversized basements, computer areas, vaulted spaces, 2nd floor laundry areas, luxury bathrooms and 42” kitchen cabinetry. The success and acceptance we enjoyed with Sycamore Crossing taught us that there was a large demand for luxury homes that offer an abundance of green spaces, but limited maintenance. So we have cultivated the lovely Lone Sycamore Farm, kept its beautiful natural areas intact and given the vast majority of our homeowners direct enjoyment to its many acres of dedicated open space. We welcome you to The Highlands at Sycamore Crossing with an eager promise to help make your entire experience of purchasing a home in our community most memorable, effortless and enjoyable. We are indeed excited to assist with the preparation of your new home with the utmost of professionalism and courtesy. Eddie Riggin; CRS, GRI, Broker Associate, The Riggin Group of RE/MAX  Home sales are projected to start up this summer. Visit our Featured Listings for The Highlands to view the homes, and be one of the first to choose and reserve your homesite in The Highlands, Oxford, PA!
The Riggin Group is the exclusive listing agent for these homes email or phone: 302.235.1000 or 302-235-2000.

Quality Construction Throughout  Superior Wall foundation wall system R-18 rated exterior walls & R-30 attic insulation Heavy duty steel “I” beam girder construction; Double top plated walls Plus 90% efficiency natural gas heating & 10 Seer rating central air conditioning unit Public water & public sewer; 50 gallon electric hot water heater 200 amp electrical service with circuit breakers Air filtration wrap over plywood/OSB sheathing
Exterior Design Features Crane Performance “Carolina Sands” maintenance free vinyl siding (6 1/2” beaded panel) (brick and/or stone facades are optional) Bented vinyl soffit with aluminum-wrapped fascia Pre-finished, seamless aluminum downspouts & gutters Steel insulated exterior front door with sidelights; Energy efficient vinyl windows with screens CertainTeed 30-year roof shingles; Landscaping package includes seeding of disturbed areas Side driveway with covered side entry doorway to 1st floor or basement on some models Attached or detached 2-car garage with steel garage door Front covered sitting porch with railing on all models Interior Design Features Entry foyer with oak hardwoods & stylish crown molding Dramatic nine foot 1st floor ceilings; Full size basement Spacious 1st floor living and dining areas; 1st floor laundry room Custom-built kitchen & bath cabinetry; General electric appliances 3rd floor bonus area(s) offers buyer up to 3,200 sq. ft. in living area with selected models Stain-resistant wall-to-wall carpeting, Resilient no-wax vinyl flooring in kitchen & baths Classic 6-panel doors throughout
The Finishing Touches
Fireplace insert natural gas) with decorative mantel decorator lighting fixtures; front door bell with chime 3 television/cable jacks with rg-6 cable & 2 telephone hook-ups 2 weatherproof exterior outlets; Electronic smoke detectors on all levels & in every bedroom Washer/dryer hook-up with 220 Volts for electric dryer; 2 hose bib connections

The Neighborhood Features Sidewalks throughout the neighborhood on both sides of the street Light post with photoelectric light cell on each property Over 32 acres of dedicated common areas for recreation  |
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Financing Your Home >ARMs
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
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| Q |
What is the world's longest frontier?
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At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world. |
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