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The Riggin Group

All agents are NOT alike! Find out why we are the #1 RE/MAX Team in New Castle & Kent Counties. Call us: 302-235-1000.

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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Testimonials
"You Exceeded Our Needs In A Distressed Market"
"It is no secret that you not only met our real estate needs, but you exceeded them during a distressed market.
Drue and Heidi Matthews - 2009
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Members of the Riggin Group are some of The Top Selling Real Estate Experts™
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Affiliates
Jamie Niergarth will help your home sell faster!
BUSY SCHEDULE? This man can save hours & hours of your precious time and make you money!
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Buying Points ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Will Buying Points Save You Money?

Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.

This Financial Calculator requires a Browser with Java Support



Definitions

Term
Number of years for this mortgage. Most common terms are 15 years and 30 years.

Mortgage amount
Total balance for your mortgage.

Interest rate
Annual interest rate for this mortgage without purchasing any discount points.

Years in home
The number of years you expect to live in this home or the number of years before you refinance your mortgage.

Principal and interest
Monthly principal and interest (PI) for this mortgage.

Points rate
Annual interest rate for this mortgage with discount points.

Points
The number of discount points you need to receive the lower rate. Each point costs 1% of your mortgage amount.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
See More Real Estate Trivia >


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The Riggin Group, REALTOR®, real estate agents and broker for Wilmington, Newark and Greenville, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

The Riggin Group
RE/MAX of Wilmington

5307 Limestone Rd.
Wilmington, DE. 19808
Direct: 302-235-1000
Toll Free: 800-296-7629
Fax: 302-235-2900
RE/MAX Office: 302-234-2500
Email: TheRigginGroup@NUMBER1EXPERT.com
Email: EddieRiggin@REMAX.net

Mission Statement: We of The Riggin Group are firm in our belief that Service, Knowledge, Diligence and Integrity are the key ingredients in the makeup of any Professional and Successful organization. We are dedicated to the overall improvement of the real estate industry by promoting the highest ethical standards in our daily business practice. We are also committed to "Superstar Service" for our clients through continued education, use of modern technology and appreciation for the privilege of being "Your Real Estate Team Of Choice." It's our pleasure to represent you!

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Emma Bachman

Samantha Bachman

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