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All agents are NOT alike! Find out why we are the #1 RE/MAX Team in New Castle & Kent Counties. Call us: 302-235-1000.

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Real Estate Tips
Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

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Tom Thumb
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The Riggin Group, REALTOR®, real estate agents and broker for Wilmington, Newark and Greenville, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

The Riggin Group
RE/MAX of Wilmington

5307 Limestone Rd.
Wilmington, DE. 19808
Direct: 302-235-1000
Toll Free: 800-296-7629
Fax: 302-235-2900
RE/MAX Office: 302-234-2500
Email: TheRigginGroup@NUMBER1EXPERT.com
Email: EddieRiggin@REMAX.net

Mission Statement: We of The Riggin Group are firm in our belief that Service, Knowledge, Diligence and Integrity are the key ingredients in the makeup of any Professional and Successful organization. We are dedicated to the overall improvement of the real estate industry by promoting the highest ethical standards in our daily business practice. We are also committed to "Superstar Service" for our clients through continued education, use of modern technology and appreciation for the privilege of being "Your Real Estate Team Of Choice." It's our pleasure to represent you!

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Emma Bachman

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