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All agents are NOT alike! Find out why we are the #1 RE/MAX Team in New Castle & Kent Counties. Call us: 302-235-1000.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Compare
three mortgages at one time. Download TripleCalc now. It's
free.
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Members of the Riggin Group are
some of The Top Selling Real Estate Experts Find Out More > |
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Joe Dugan - Dugan & Associates for Appraisals Whether you are considering selling or buying a home, Joe will provide you with an informed and accurate appraisal. Find Out More > View All Affiliates >
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Real Estate Resources:
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The Riggin
Group Recommends - Information coming soon....
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Special Offers -
Special offers for Wilmington, Newark and Greenville homeowners from The Riggin Group.
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Affiliates - The Riggin Group's
real estate web site affiliates.
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eNewsletter - The Riggin Group'sWilmington, Newark and Greenville newsletter email will send you the
latest real estate information.
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Today's Real Estate News - Daily real estate news
for this neighborhood, Delaware, and United
States.
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Market Conditions Report - Market conditions report
for this area, Delaware, and United
States.
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Monthly
Payments & Schedule - Monthly loan payments java mortgage
calculator.
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How
Much Can You Afford? - Calculate how much home you can afford with this
financial calculator.
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Determine Tax Savings -
Calculate how much your monthly Wilmington, Newark and Greenville, Delaware
mortgage payments save you on your taxes because of loan
interest.
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Should You Rent or Buy? -
Is it better to rent a home in Delaware or
buy your own Wilmington, Newark and Greenville house, ranch, luxury
property, condominium, acreage, or other real estate?
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Adjustable Rate
Mortgages - Adjustable rate Wilmington, Newark and Greenville
mortgages information and interest rate java calculator.
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What Is
Your APR? - Determine the Annual Percentage Rate (APR) for your
mortgage.
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Fixed or Adjustable Rate
Mortgage? - Use this calculator to compare a fixed rate mortgage to two
types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
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Are
Balloon Mortgages For You? - Balloon mortgage calculator. A balloon
mortgage can be an excellent option for many home buyers.
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15
vs. 30 Yr Mortgages - With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms.
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How
Much Should Your Income Be? - What income is required to qualify for a
mortgage? Use this calculator to find out.
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What's
Your Maximum Mortgage? - This calculator will help you determine your
maximum monthly housing payment and the resulting mortgage
amount.
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Will
Buying Points Save You Money? - This calculator helps you determine if
you should pay for points, or use the money to increase your down
payment.
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TripleCalc - FREE Software Download:
TripleCalc lets you compare three loans at one time for your property or other Delaware
real estate.
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Top National
Real Estate Web Sites - Real Estate Web Sites that include some unique
sources of realty information, listings, and more.
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Ask
Anything - Ask The Riggin Group anything
real estate.
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NUMBER1EXPERTS - List of all the
NUMBER1EXPERT real estate agentss and realty professionals and brokers in
the USA and Canada with links to their personal web sites with homes for
sale.
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Real Estate
Tips - The Riggin Group's realty library
of real estate tips and advice on everything from preparing your home for sale
to negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers.
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Real Estate Trivia
- The Riggin Group's collection of real estate
trivia questions and answers that include real estate topics such as the most
expensive home, largest swimming pool, and more.
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Real Estate Dictionary
- Complete real estate dictionary and glossary of realty words you'll use when
you list and sell your Wilmington, Newark and Greenville property in Delaware,
including legal terms definitions, and more.
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Go to Main Sitemap
- Main sitemap sections include Find Wilmington, Newark and Greenville
Homes, For Home Buyers, For Home Sellers, Wilmington, Newark and Greenville
Information, Real Estate Resources, and About The Riggin Group.
Please Sign Up For The Latest Listings and the Latest Real Estate News
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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